I have listed the 5 barriers to investing in the stock market below and the barriers are fees, fear of losing money, high cost of stock ownership, lack of knowledge, and lack of motivation.
I believe our dollars should be broken down into three main categories. Present money, future money and retirement money. These categories should be contributed to after the elimination of debt, with the exception of mortgage debt.
From a broad standpoint and view by stepping back and looking at the forest there are three broad investment strategies. The long investment, medium investment and short investment strategies.