I have listed the 5 barriers to investing in the stock market below and the barriers are fees, fear of losing money, high cost of stock ownership, lack of knowledge, and lack of motivation.
Category Archives: Savings
How to Pay For College
College will likely cost between $60K and 100K a year in the next 20 years. This is based on the projected 3% yearly increase from the current average cost of $25K for public universities and $40K for private universities. The cost would increase to $240k and $400K respectively for a public and private college education.Continue reading “How to Pay For College”
Where To Put Your Emergency Fund
Having a 3-6 month Emergency fund is one of the best financial moves to makes. Some people even have a 1-2 year Emergency fund which I think is overkill, but to each his own and everyone has their own reasonings and unique circumstances.
When Not To Max Out Your 401K
I recently read a post on the small investor’s site about why you should not max out your 401K. The article stated that if you make under 100K you should not max out your 401K because you will not have enough money to fund a decent emergency fund, contribute to an HSA and fund aContinue reading “When Not To Max Out Your 401K”
Investment Strategies
From a broad standpoint and view by stepping back and looking at the forest there are three broad investment strategies. The long investment, medium investment and short investment strategies.
