I have listed the 5 barriers to investing in the stock market below and the barriers are fees, fear of losing money, high cost of stock ownership, lack of knowledge, and lack of motivation. Fees Brokerage Fees Expense ratios Fear of losing money/Unhealthy fear of the market Large 3-6 months emergency fund The larger theContinue reading “5 Barriers to Investing”
College will likely cost between $60K and 100K a year in the next 20 years. This is based on a 3% yearly increase from the current cost of $25K for public universities and $40K for private universities. The cost would increase to $240k and $400K respectively for a public and private college education. The thoughtContinue reading “How to Pay For College”
I believe our dollars should be broken down into three main categories. Present money, future money and retirement money. These categories should be contributed to after the elimination of debt, with the exception of mortgage debt.
From a broad standpoint and view by stepping back and looking at the forest there are three broad investment strategies. The long investment, medium investment and short investment strategies.